Universal Insurance Holdings (NYSE: UVE) is one of 92 publicly-traded companies in the “Property & Casualty Insurance” industry, but how does it contrast to its rivals? We will compare Universal Insurance Holdings to similar companies based on the strength of its profitability, valuation, dividends, earnings, analyst recommendations, risk and institutional ownership.
Universal Insurance Holdings pays an annual dividend of $0.56 per share and has a dividend yield of 2.6%. Universal Insurance Holdings pays out 19.9% of its earnings in the form of a dividend. As a group, “Property & Casualty Insurance” companies pay a dividend yield of 1.4% and pay out 26.6% of their earnings in the form of a dividend. Universal Insurance Holdings has raised its dividend for 3 consecutive years. Universal Insurance Holdings is clearly a better dividend stock than its rivals, given its higher yield and lower payout ratio.
Volatility & Risk
Universal Insurance Holdings has a beta of 1.84, indicating that its stock price is 84% more volatile than the S&P 500. Comparatively, Universal Insurance Holdings’ rivals have a beta of 0.93, indicating that their average stock price is 7% less volatile than the S&P 500.
Insider and Institutional Ownership
73.3% of Universal Insurance Holdings shares are held by institutional investors. Comparatively, 61.2% of shares of all “Property & Casualty Insurance” companies are held by institutional investors. 10.5% of Universal Insurance Holdings shares are held by company insiders. Comparatively, 15.4% of shares of all “Property & Casualty Insurance” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Valuation and Earnings
This table compares Universal Insurance Holdings and its rivals revenue, earnings per share (EPS) and valuation.
|Gross Revenue||EBITDA||Price/Earnings Ratio|
|Universal Insurance Holdings||$711.40 million||$166.43 million||7.56|
|Universal Insurance Holdings Competitors||$11.75 billion||$2.00 billion||35.34|
Universal Insurance Holdings’ rivals have higher revenue and earnings than Universal Insurance Holdings. Universal Insurance Holdings is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.
This table compares Universal Insurance Holdings and its rivals’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Universal Insurance Holdings||14.21%||25.85%||8.56%|
|Universal Insurance Holdings Competitors||10.15%||5.36%||2.73%|
This is a summary of current ratings and recommmendations for Universal Insurance Holdings and its rivals, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Universal Insurance Holdings||0||0||1||0||3.00|
|Universal Insurance Holdings Competitors||722||2545||2254||70||2.30|
Universal Insurance Holdings currently has a consensus target price of $29.00, suggesting a potential upside of 36.47%. As a group, “Property & Casualty Insurance” companies have a potential upside of 2.41%. Given Universal Insurance Holdings’ stronger consensus rating and higher possible upside, equities analysts clearly believe Universal Insurance Holdings is more favorable than its rivals.
Universal Insurance Holdings beats its rivals on 10 of the 15 factors compared.
Universal Insurance Holdings Company Profile
Universal Insurance Holdings, Inc. (UVE) is a private personal residential homeowners insurance company in Florida. The Company performs substantially all aspects of insurance underwriting, policy issuance, general administration, and claims processing and settlement internally. The Company’s subsidiaries include Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC). UPCIC writes homeowners insurance policies in states, including Alabama, Delaware, Florida, Georgia, Hawaii, Indiana, Maryland, Massachusetts, Michigan, Minnesota, North Carolina, Pennsylvania, South Carolina and Virginia. APPCIC writes homeowners and commercial residential insurance policies in Florida. The Company has developed a suite of applications that provide underwriting, policy and claim administration services, including billing, policy maintenance, inspections, refunds, commissions and data analysis.
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